Travel Insurance

PLATINUM PLAN

Coverages (Per Person) Maximum Limit (Per Person)
Trip Protection
Trip Cancellation Trip Cost* (Max $25,000) Trip
Interruption/Delayed Arrival 125% of Trip Cost Missed
Connection (3 Hours) $500
Trip Delay (12 Hours) $1,000 ($200/day)
Medical & Evacuation Protection
Emergency Accident and Sickness Medical Expense $100,000
Dental Expense $500
Emergency Evacuation, Return of Remains $1,000,000
Political & Natural Disaster Evacuations $100,000
Baggage Protection
Baggage and Personal Effects $1,000
Per Article Limit $250
Combined Articles Limit $500
Baggage Delay (24 Hours) $100
Travel Accident Protection
Accidental Death and Dismemberment $25,000
**Optional Coverage – Cancel For Any Reason
Pre-Departure Cancellation Up to 75% of Non- Refundable Trip Cost
* Pays up to the cost You paid for Your Trip or the Maximum Coverage Limit purchased, whichever is less.

** Applicable only if appropriate additional premium has been paid within 21 Days of Trip Deposit. (Note: This option not available to NY residents.)

Important Note: You are only eligible for the insurance provided in the Policy if You have enrolled for coverage and paid the appropriate premium, provided You have not already departed on Your Trip.

PLATINUM LITE

Coverages (Per Person) Maximum Limit (Per Person)
Trip Protection
Missed Connection (3 Hours) $500
Trip Delay (12 Hours) $1,000 ($200/day)
Medical & Evacuation Protection
Emergency Accident and Sickness Medical Expense $100,000
Dental Expense $500
Emergency Evacuation, Repatriation of Remains $1,000,000
Political & Natural Disaster Evacuations $100,000
Baggage Protection
Baggage and Personal Effects $1,000
Per Article Limit $250
Combined Articles Limit $500
Baggage Delay (24 Hours) $100
Travel Accident Protection
Accidental Death and Dismemberment $25,000
Worldwide Assistance Services are included in this Plan by an independent Assistance Company which provides: evacuation arrangements; referral to local foreign medical facilities and physicians; emergency medical payments; language interpretation; document replacement; emergency cash transfers; concierge services; legal assistance and more.
Important Note: You are only eligible for the insurance provided in the Policy if You have enrolled for coverage and paid the appropriate premium, provided You have not already started on Your Trip.

More details please click below links.
Platinum Plan Summary

** Add $4/day for trips 31-180 days

21 Day Pre-Existing Waiver*

    • Pre-existing medical conditions are eligible for coverage when:
      • Plan is purchased within 21 says of initial trip deposit
      • The traveller is medically able to travel at the time of plan purchase
    • A pre-existing condition exists if traveller and/or traveling companion has illness or other condition within 60 days prior to policy effective date in which the condition
        • Required taking prescribed drugs or medication
        • Received medical treatment or treatment was advised
    • The 60 day look-backon pre-existing conditions only applies to those traveling.
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